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act. is a division of Community Sector Banking Pty Ltd - ABN 88 098 858 765. Community Sector Banking Pty Ltd, Authorised Representative No. 265317 - provides products and services issued by Bendigo and Adelaide Bank Limited - ACN 068 049 178, AFSL/Australian Credit Licence 237 879 Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website.